privacy Policy

REAL CHANGE FINANCIAL (DBA OF INBIZ GROUP INC.)

Privacy Policy

EFFECTIVE MARCH 2026

INBIZ Group, Inc. (DBA Real Change Financial) (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, share, and safeguard your information when you visit our website and interact with our services.


Scope of This Policy

This policy applies to:

Our public website and any private sections accessible after login

Any websites owned or operated by us (collectively, the “Website”)

Email, text, phone, and video communications between you and our team

Mobile or desktop applications connected to our services

Interactions with our ads or applications on third-party platforms

This policy does not apply to:

Information collected offline

Third-party websites, even if linked from our Website


Acceptance of Terms

By accessing or using our Website, you agree to this Privacy Policy. If you do not agree, please do not use our Website.

We may update this policy from time to time. Continued use of the Website after updates constitutes acceptance of those changes.


Children Under 13

Our Website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

If we discover such information has been collected without parental consent, we will delete it promptly.


Information We Collect

We may collect the following types of information:

1. Personal Information

Information that identifies you, including but not limited to:

Name

Address

Email address

Phone number

Social Security number

Financial or medical information

2. Non-Personal Information

Usage data

Device and browser information

Website interaction data

3. Technical Data

IP address

Device type

Browser type

Operating system


How We Collect Information

We collect information:

Directly from you

Forms and applications

Account registration

Service inquiries

Emails and communications

Meetings with our agents

Automatically

Cookies

Web beacons

Tracking technologies

From third parties

Business partners

Service providers


Cookies and Tracking Technologies

We use cookies and similar technologies to:

Improve user experience

Analyze website usage

Personalize content

You can disable cookies through your browser settings, but some features may not function properly.

We may also use:

Flash cookies

Web beacons

Behavioral tracking technologies


Third-Party Tracking

Third parties (e.g., advertisers) may use tracking technologies on our Website. We do not control these technologies.

For questions, contact the respective third-party provider.


How We Use Your Information

We use your information to:

Provide services and content

Respond to inquiries

Process transactions

Send updates and notifications

Improve our Website and services

Conduct meetings and recordings

Comply with legal obligations

We may also use your information for marketing purposes unless you opt out.


Disclosure of Information

We may share your information:

With affiliates and subsidiaries

With service providers and contractors

In business transfers (e.g., mergers or acquisitions)

To comply with legal requirements

To protect rights, safety, and security

We do not sell your personal information without consent.


Your Choices

You have control over your information:

Cookies

You may disable cookies in your browser settings.

Marketing Communications

You can opt out by emailing:
info@realchangefinancial.com

Targeted Advertising

You may opt out of targeted ads through industry tools such as the Network Advertising Initiative (NAI).


Accessing and Correcting Your Information

You may request to:

Access your personal data

Correct inaccurate information

Delete your data

Submit requests to:
info@realchangefinancial.com

We may deny requests if required by law or if changes would make records inaccurate.


Data Security

We implement security measures to protect your information, including:

Secure servers

Encryption of sensitive data

Firewalls

However, no system is completely secure. Use the Website at your own risk.


Data Retention

We retain your personal information:

While your account is active

As required by law

For security, fraud prevention, and dispute resolution

Non-personal data may be retained indefinitely.


California Privacy Rights (CCPA)

California residents may request:

Disclosure of collected personal information

Deletion of personal information (subject to exceptions)

To submit a request:
info@realchangefinancial.com

We may collect the following categories of data:

Personal identifiers

Demographics

Employment information

Financial data

Medical information

Internet activity

Geolocation data

Profile data

Product/account data

Audio/visual recordings


Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page.


Contact Us

If you have questions about this Privacy Policy, contact us at:

Email: info@realchangefinancial.com

REAL CHANGE FINANCIAL (DB14A OF INBIZ GROUP INC.)

Privacy Policy

Effective March 2026

INBIZ Group, Inc. (DBA Real Change Financial) (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, share, and safeguard your information when you visit our website and interact with our services.


Scope of This Policy

This policy applies to:

Our public website and any private sections accessible after login

Any websites owned or operated by us (collectively, the “Website”)

Email, text, phone, and video communications between you and our team

Mobile or desktop applications connected to our services

Interactions with our ads or applications on third-party platforms

This policy does not apply to:

Information collected offline

Third-party websites, even if linked from our Website


Acceptance of Terms

By accessing or using our Website, you agree to this Privacy Policy. If you do not agree, please do not use our Website.

We may update this policy from time to time. Continued use of the Website after updates constitutes acceptance of those changes.


Children Under 13

Our Website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

If we discover such information has been collected without parental consent, we will delete it promptly.


Information We Collect

We may collect the following types of information:

1. Personal Information

Information that identifies you, including but not limited to:

Name

Address

Email address

Phone number

Social Security number

Financial or medical information

2. Non-Personal Information

Usage data

Device and browser information

Website interaction data

3. Technical Data

IP address

Device type

Browser type

Operating system


How We Collect Information

We collect information:

Directly from you

Forms and applications

Account registration

Service inquiries

Emails and communications

Meetings with our agents

Automatically

Cookies

Web beacons

Tracking technologies

From third parties

Business partners

Service providers


Cookies and Tracking Technologies

We use cookies and similar technologies to:

Improve user experience

Analyze website usage

Personalize content

You can disable cookies through your browser settings, but some features may not function properly.

We may also use:

Flash cookies

Web beacons

Behavioral tracking technologies


Third-Party Tracking

Third parties (e.g., advertisers) may use tracking technologies on our Website. We do not control these technologies.

For questions, contact the respective third-party provider.


How We Use Your Information

We use your information to:

Provide services and content

Respond to inquiries

Process transactions

Send updates and notifications

Improve our Website and services

Conduct meetings and recordings

Comply with legal obligations

We may also use your information for marketing purposes unless you opt out.


Disclosure of Information

We may share your information:

With affiliates and subsidiaries

With service providers and contractors

In business transfers (e.g., mergers or acquisitions)

To comply with legal requirements

To protect rights, safety, and security

We do not sell your personal information without consent.


Your Choices

You have control over your information:

Cookies

You may disable cookies in your browser settings.

Marketing Communications

You can opt out by emailing:
info@realchangefinancial.com

Targeted Advertising

You may opt out of targeted ads through industry tools such as the Network Advertising Initiative (NAI).


Accessing and Correcting Your Information

You may request to:

Access your personal data

Correct inaccurate information

Delete your data

Submit requests to:
info@realchangefinancial.com

We may deny requests if required by law or if changes would make records inaccurate.


Data Security

We implement security measures to protect your information, including:

Secure servers

Encryption of sensitive data

Firewalls

However, no system is completely secure. Use the Website at your own risk.


Data Retention

We retain your personal information:

While your account is active

As required by law

For security, fraud prevention, and dispute resolution

Non-personal data may be retained indefinitely.


California Privacy Rights (CCPA)

California residents may request:

Disclosure of collected personal information

Deletion of personal information (subject to exceptions)

To submit a request:
info@realchangefinancial.com

We may collect the following categories of data:

Personal identifiers

Demographics

Employment information

Financial data

Medical information

Internet activity

Geolocation data

Profile data

Product/account data

Audio/visual recordings


Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page.


Contact Us

If you have questions about this Privacy Policy, contact us at:

Email: info@realchangefinancial.com

Copyright 2026. Real Change Financial. All rights reserved.

CORAL SPRINGS, FL 33071

The Infinite Banking Concept® Authorized Practitioner. 

THE INFINITE BANKING CONCEPT® financial system and the BECOMING YOUR OWN BANKER® financial program are Registered Trademarks.

© 2024-2026 by REAL CHANGE FINANCIAL (DBA of InBizGroup, Inc.) All Rights Reserved.

Legal

Copyright 2026. Real Change Financial. All rights reserved.