Real Change Financial

BE YOUR OWN BANKER

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REAL CHANGE FINANCIAL

BE YOUR OWN BANKER

about Us

WHO WE ARE

We are dedicated to innovative financial solutions

We empower individuals and families to achieve financial independence through The Infinite Banking Concept® (IBC). We make decisions from a long-term perspective, meaning we plan for the next quarter century (not just the next quarter).

"I am an independent Financial Advisor. I represent only Mutual Life Insurance Companies that have been in business over 100 years each and have NEVER missed a Dividend payment during that time. My goal is to help you Integrate Whole Life Insurance into a Infinite Banking Concept policy, with an Emphasis on Cash Value as a Personal Banking Asset. Educational Consulting available at no charge."

- Kenneth Akiva Shapero

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Our story

KENNETH AKIVA SHAPERO, LUTCF

akshapero@realchangefinancial.com

Kenneth Akiva Shapero was an early member of the innovation team of Apple, Inc. in the late 70's. In 1980 he started his own chain of Apple Computer stores on the East Coast. During this time, he served on the Boards of Apple, 3M Corporation and Seiko Corp. and numerous non-profits. In 1991 he was acquired by Apple.

After a short break he worked at GE Capital in Mergers and Acquisitions, eventually starting his own Wealth Management Firm in South Florida. Shapero has developed methods to return up to 35% of lost income back to his clients without risk or taxation. He has received numerous awards and designations concerning this and other tax strategies. His firm, REAL CHANGE FINANCIAL (DBA of InBizGroup, Inc.) works with both domestic and international clientele. He can be reached through his authorized financial representatives.

"I am an independent Financial Advisor. I represent only Mutual Life Insurance Companies that have been in business over 100 years each and have NEVER missed a Dividend payment during that time. My goal is to help you Integrate Whole Life Insurance into a Infinite Banking Concept policy, with an Emphasis on Cash Value as a Personal Banking Asset. Educational Consulting available at no charge."

- Kenneth Akiva Shapero

Our story

KENNETH AKIVA SHAPERO, LUTCF

akshapero@realchangefinancial.com

Kenneth "Akiva" Shapero was an early member of the innovation team of Apple, Inc. in the late 70's. In 1980 he started his own chain of Apple Computer stores on the East Coast. During this time, he served on the Boards of Apple, 3M Corporation and Seiko Corp. and numerous non-profits. In 1991 he was acquired by Apple.

After a short break he worked at GE Capital in Mergers and Acquisitions, eventually starting his own Wealth Management Firm in South Florida. Shapero has developed methods to return up to 35% of lost income back to his clients without risk or taxation. He has received numerous awards and designations concerning this and other tax strategies. His firm, REAL CHANGE FINANCIAL (DBA of InBizGroup, Inc.) works with both domestic and international clientele. He can be reached through his authorized financial representatives.

"I am an independent Financial Advisor. I represent only Mutual Life Insurance Companies that have been in business over 100 years each and have NEVER missed a Dividend payment during that time. My goal is to help you Integrate Whole Life Insurance into a Infinite Banking Concept policy, with an Emphasis on Cash Value as a Personal Banking Asset. Educational Consulting available at no charge."

- Kenneth Akiva Shapero

Our story

Joshua "Pinny" Levy began his financial services career in 2014. His passion has been helping individual families and business owners maximize their income protection, growth, and distribution.

The discipline, resourcefulness, and integrity that defined his military service have become the foundation of his approach to successful client service in the industry. He is a Nelson Nash Institute Infinite Banking Authorized Practitioner. He is dedicated to faithfully advising his clients and dedicated to his family. Josh lives in Coral Springs, FL with his and six children.

Joshua Pinny Levy, FSCP

jplevy@realchangefinancial.com

"I am an independent Financial Services Certified Professional and a US Navy Veteran. My goal is to help you start down the path to true financial freedom from commercial banking by designing your Infinite Banking life insurance policy with you. I go the extra mile with my clients, showing them multiple detailed and understandable examples of how a policy loan works, like Nelson Nash’s financing examples in his absolutely essential book "Becoming Your Own Banker", tailored perfectly for your situation and goals. Ultimately my clients are knowledgeable and prepared to receive passive income and to pass on inter-generational family wealth."

- Joshua Pinny Levy

Our story

Joshua Pinny Levy, FSCP

jplevy@realchangefinancial.com

Joshua "Pinny" Levy began his financial services career in 2014. His passion has been helping individual families and business owners maximize their income protection, growth, and distribution.

The discipline, resourcefulness, and integrity that defined his military service have become the foundation of his approach to successful client service in the industry. He is a Nelson Nash Institute Infinite Banking Authorized Practitioner. He is dedicated to faithfully advising his clients and dedicated to his family. Josh lives in Coral Springs, FL with his and six children.

"I am an independent Financial Services Certified Professional and a US Navy Veteran. My goal is to help you start down the path to true financial freedom from commercial banking by designing your Infinite Banking life insurance policy with you. I go the extra mile with my clients, showing them multiple detailed and understandable examples of how a policy loan works, like Nelson Nash’s financing examples in his absolutely essential book "Becoming Your Own Banker", tailored perfectly for your situation and goals. Ultimately my clients are knowledgeable and prepared to receive passive income and to pass on inter-generational family wealth."

- Joshua Pinny Levy